You Don’t Have to Deal With the Insurance Company Alone.
You Don’t Have to Deal With the Insurance Company Alone.

A car accident can change your day in seconds and your life for much longer.
Medical appointments. A damaged vehicle. Missed work. Insurance adjusters calling for statements. Questions about who was at fault and what your case may actually be worth.
Ryan Alexander and his team help injured drivers and passengers throughout Las Vegas understand their options, investigate what happened, and pursue the compensation available under Nevada law.
Most people involved in a serious crash have never dealt with a personal injury claim before.
Insurance companies have.
Adjusters investigate accidents every day. They collect statements, review medical records, evaluate liability, and determine what the company is willing to pay.
That does not automatically make the insurance company your enemy. But it does mean that the insurer enters the process with considerably more experience than the average injured person.
Ryan’s role is to help level that playing field.
His team can communicate with insurers, gather evidence, evaluate available coverage, document damages, and help clients understand what decisions may affect their claim.
What you do after a crash can affect both your health and your ability to document what happened.
If possible, move out of immediate danger and call emergency services when necessary.
Depending on the circumstances, law enforcement may respond and document the collision.
If it is safe to do so, photograph:
- vehicle damage
- the roadway
- traffic signals and signs
- skid marks or debris
- visible injuries
- license plates
- insurance information
Independent witnesses may become important if the drivers disagree about what happened.
Some injuries are obvious immediately. Others may become more noticeable later.
If you are experiencing symptoms, seek appropriate medical attention and accurately explain how the injury occurred.
Report accurate information, but do not guess about fault, injuries, or details you do not know.
Keep:
- photographs
- videos
- medical records
- insurance correspondence
- repair estimates
- receipts
- wage-loss information
The sooner important evidence is preserved, the easier it may be to understand what actually happened.
Rear-end crashes are common, but liability and injury issues can still be disputed.
These cases may involve traffic lights, stop signs, turning vehicles, surveillance footage, and conflicting accounts.
Side-impact crashes can cause serious injuries because passengers may have less physical protection from the point of impact.
Head-on crashes often involve significant forces and potentially severe injuries.
High-speed collisions on I-15, US-95, I-215, and other Las Vegas-area roadways can involve several vehicles and complicated accident scenes.
When several drivers contribute to a crash, determining responsibility can require a much deeper investigation.
Even when the other driver leaves the scene, there may still be insurance and recovery options worth investigating.
If the at-fault driver has no insurance (or not enough) your own UM/UIM coverage may still provide a path to recovery.
Sometimes it is not.
Potentially responsible parties can include:
another driver
multiple drivers
a vehicle owner
an employer
a commercial company
a rideshare company
a manufacturer
another person or entity whose conduct contributed to the collision
Responsibility is determined by the facts and evidence, not simply by who speaks first or who sounds most confident.
You may still be able to recover compensation.
Nevada uses comparative negligence.
Under NRS 41.141, an injured plaintiff is not automatically barred from recovery when partly responsible, so long as the plaintiff’s negligence is not greater than the negligence of the defendant or combined defendants. A plaintiff’s percentage of fault can reduce the amount recoverable. (Nevada Legislative Counsel Bureau)
That means a crash does not always need to be:
100% their fault / 0% your fault.
Fault can be shared.
Every case is different.
Depending on the injuries, evidence, available insurance, and other circumstances, damages may potentially include compensation relating to:

Including treatment reasonably related to accident injuries.

Injuries may require treatment, rehabilitation, or procedures.

Time away from work may create financial losses.

A long-term injury may affect a person’s ability to perform their previous job or earn income.

Physical pain, limitations, and other non-economic effects may become part of an injury claim.

Vehicle repairs or total-loss issues are often handled alongside the injury claim.
Other Losses: The recoverable damages depend on the individual facts of the case.
The value of a car accident case can depend on factors such as:
the nature and severity of the injuries
medical treatment
whether injuries are permanent
lost income
future care
fault
available insurance
prior medical conditions
consistency of medical records
witness credibility
strength of the evidence
whether litigation becomes necessary

Nevada currently requires minimum liability coverage of:
$25,000 for bodily injury to one person
$50,000 for bodily injury to two or more people in one crash
$20,000 for property damage
These are commonly described as 25/50/20 limits. But minimum coverage is not necessarily the only insurance that may exist.
Depending on the accident, additional sources might include:
higher liability limits
umbrella coverage
employer/commercial insurance
uninsured motorist coverage
underinsured motorist coverage
rideshare coverage
other applicable policies
Identifying available insurance can be one of the most important early parts of a serious injury investigation.
Possibly. Whether you have a viable claim depends on fault, injuries, evidence, damages, insurance coverage, and other facts.
Not every accident requires an attorney. But when injuries, disputed fault, insurance issues, or significant damages are involved, getting an evaluation can help you understand your options.
That does not automatically mean you lost your claim. Preserve any correspondence and explain exactly what was discussed.
Nevada comparative-negligence law may still permit recovery when your negligence is not greater than the negligence of the party or parties you are seeking recovery from. (Nevada Legislative Counsel Bureau)
Personal injury cases are often handled on a contingency-fee basis. The exact percentage, responsibility for costs, and terms should be clearly disclosed in the written fee agreement before representation begins.
It depends. Injury severity, treatment, liability disputes, insurance coverage, negotiation, and litigation can all affect the timeline.
Not necessarily. Many cases settle without trial, but litigation may become necessary if the parties cannot reach an appropriate resolution.
Additional insurance sources may exist depending on the circumstances, including UM/UIM coverage, commercial coverage, employer policies, or other applicable insurance.
© 2026 | Attorney Ryan Alexander - All Rights Reserved