Do you know what your credit report and FICO scores are right now? The government set up a program where you have to get a free report every year from the three main reporting agencies, Experian, Transunion and Equifax -visit the website at www.annualcreditreport.com. We suggest you also upgrade to obtain your FICO “credit score” number as well, which costs a few dollars but will give you clearer reading of your situation.
Just to be clear, the other “free credit report” service with the catchy jingles and inescapable advertising is NOT free… they sign users up for paid monitoring services, sell their personal information to advertisers, and is a for-profit company.
